Updated Costs of Pregnancy: Half Way There!
We told you we would keep you updated on the costs of our pregnancy. So far we are over half way there! Crazy to think about! Especially since it feels like we have so much to do.
We have painted the baby room at this point. The costs of paint and paint supplies have been the only real thing we have purchased to date for the baby. However, we know that will change.
On the medical side, that is a different story. In our initial post we shared the costs of the first trimester medical care, which totaled $412.98.
Here is an update on the costs of pregnancy at the half way point.
- Appointment 1: $30 co-pay
- Labs: $50
- Appointment 2: $151.49
I was notified that doctor fees for the pregnancy will be billed on a global basis, meaning all doctor fees associated with the pregnancy will be grouped together. The total charge for the doctor fees for the pregnancy will be $757.49. (This could increase in January 2020, with my new insurance plan.) But bottom line I will make five payments of $151.49 to pay for all the doctor costs. So I will not get a bill from the doctor after the pregnancy and after all $757.49 are paid. (This does NOT include the hospital/facility fees for the actual birth.)
- Ultrasound 1: $30
- Appointment 3: $151.49
- Ultrasound 2: $30
- Appointment 4: $151.49
- Prenatal vitamins: Free
Now open enrollment is coming up. (Actually happening now for me.) So...things can change. I expect my costs to increase because I will need to hit my deductible again, which has increased. However, the actual coverage, co-insurance, and co-pays have not changed. (Premiums have gone up though.) So stay tuned for that update!
Another thing to point out is that there a bunch of "optional" items you can add on to your medical care.
For example, we can save the cord blood from our baby. The medical costs of obtaining the cord blood is $400. After that you can can pay a lot of money to save the cord blood for your baby/you family. The odds of your baby, you, or your immediate family and friends needing the cord blood AND being a match is VERY VERY low. So we will skip on privately saving it. The other option is to donate the cord blood. Our hospital is a cord blood center, so we should be able to donate it at no cost. However, we need to do more research to confirm that is 100% free to donate. If so, we will likely do that.
Then there is the 3D/4D ultrasound. Medically you only need the ~13 week and ~20 week ultrasound for a normal pregnancy (well at least my pregnancy so far). It's really amazing what you can see during these ultrasounds - see the lobes of the brain, the heart beating, and the baby moving around. It's actually mind blowing. However, they now also have optional 3D/4D ultrasound where you can really get up close and personal with the baby. Basically you can really see the facial features. For our doctor the 3D/4D ultrasound costs $200. My doctor mentioned that when she did it, her baby put her arm in front her face the entire time and they couldn't see the baby. So no guarantee you will have cooperative baby during the big showing. Not sure if we will do the 3D/4D ultrasound, at this point. But we will keep you posted.