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Last month we decided to track every dollar we spent. It was an eye-opening experience. Tracking every dollar definitely made us more conscience of every dollar we were spending. It also became this fun game trying to reduce costs and not spend when we didn't need to. It also changed our shopping habits. We were actively looking for sales...

Since I graduated college (10 years ago) I have had 5 jobs. Recently, I was randomly sought out by a rival firm. So, I accepted an offer for company #6. Job hopping has allowed me to increase my salary over $60,000 in the last five years. I was able to get a bigger jump in salary when moving jobs...

Taking Shirts to the Dry Cleaner: Complete waste of money. Wash your shirts and hang them up to dry. Then iron them. That's it.Paying for Expensive Ties: I saw a tie at Macy's for $250. That's absurd and no one cares that you are wearing an expensive tie. Shop around, buy gently used ties, or go to Marshalls....

Forbes reports that over 44 million borrowers in the U.S. owe approximately $1.3 trillion in student loan debt. Additionally, the average student loan debt for the class of 2016 is estimated at $37,172. With the cost of college only increasing, we all know it is getting increasingly harder to afford college and then pay down student loans once you...

Mr. FIREat40 and I are really excited for our upcoming trip to Australia and New Zealand. The trip is 15 days long. We will be spending 9 days in New Zealand and 4 days in Sydney, Australia. (We lose 2 days for travel.) It's a long trip, so without proper planning, it could be costly.

When Mrs. FireAt40 and I came up with the goal of $2 million by the time she reached 40 years old, we figured that'd be enough for us to be Financially Independent so we could spend our time doing what we felt was most valuable to us. Perhaps that means we take on some part time jobs that we really...

On January 1, 2019 I started my first health savings account (HSA). I've never been a fan of high deductible health plans with HSAs. They are plans designed for the rich but are marketed to the poor.