With 2019 in the rear-view mirror, we have outlined our goals for 2020. We are still aiming for our long-term goal of financial independence by 2027. But we need our yearly goals to keep us on track to meet that end goal of a $2M net worth. Also, we have some personal goals that we help us become better and stronger people for the future ahead!...
We have officially entered the third trimester! Only 11 weeks to go!! Getting more real by the day!
We told you we would keep you updated on the costs of our pregnancy. So far we are over half way there! Crazy to think about! Especially since it feels like we have so much to do.
We are really excited to announce that we are pregnant! Our first baby is due March 2020! There will be plenty of changes and new adventures ahead of us, which we can't wait to start.
Earlier this month we sat down and looked at our spending for the first 6 months of the year. This is also the first 6 months that we decided to pursue the FIRE goal. Even though we are being mindful with our spending, the spending we have done to date was astonishing - and not in the good way.
If you are keeping up with our blog, you might have seen our post on how we traveled to Australia and New Zealand for FREE! ALL of our flights and hotels were paid for through points via travel hacking.
My song of the moment is Dolly Parton's 9 to 5. If you don't know it, stop right now and start listening. I love it!
This is our third month of tracking our spending. We are still spending over our budget by approximately $500 per month. A lot of the extra spending was due to the last week of our trip to New Zealand and Australia, new car brakes, and a Costco membership (which is supposed to pay for itself right..?).
The dreaded closing costs of a new home mortgage can be as high as $25,000 or more when it's all said and done depending on property taxes, insurance, the price of the home, and legal fees. However, we managed to save $5,300 last month on our closing costs by doing one simple thing...We shopped around for our loan.
This is our second month of tracking our spending. We spent approximately $1,000 more than we did in January. However, this spending was primarily tied to our vacation to New Zealand and Australia, as well as additional costs in closing on a new house. Although we spent more, we did not totally blow through the budget for the month....