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This is our third month of tracking our spending. We are still spending over our budget by approximately $500 per month. A lot of the extra spending was due to the last week of our trip to New Zealand and Australia, new car brakes, and a Costco membership (which is supposed to pay for itself right..?).

The dreaded closing costs of a new home mortgage can be as high as $25,000 or more when it's all said and done depending on property taxes, insurance, the price of the home, and legal fees. However, we managed to save $5,300 last month on our closing costs by doing one simple thing...We shopped around for our loan.

This is our second month of tracking our spending. We spent approximately $1,000 more than we did in January. However, this spending was primarily tied to our vacation to New Zealand and Australia, as well as additional costs in closing on a new house. Although we spent more, we did not totally blow through the budget for the month....

I'm a firm believer that the benefits of serving in the U.S. military greatly outweigh some of the challenges and hardships associated with the profession of arms. The military has provided me with a Bachelor's degree from a private university, two Masters's degrees, aviation licenses, unmatched leadership experience, and the VA loan! The VA loan...

Last month we decided to track every dollar we spent. It was an eye-opening experience. Tracking every dollar definitely made us more conscience of every dollar we were spending. It also became this fun game trying to reduce costs and not spend when we didn't need to. It also changed our shopping habits. We were actively looking for sales...

Since I graduated college (10 years ago) I have had 5 jobs. Recently, I was randomly sought out by a rival firm. So, I accepted an offer for company #6. Job hopping has allowed me to increase my salary over $60,000 in the last five years. I was able to get a bigger jump in salary when moving jobs...

Taking Shirts to the Dry Cleaner: Complete waste of money. Wash your shirts and hang them up to dry. Then iron them. That's it.Paying for Expensive Ties: I saw a tie at Macy's for $250. That's absurd and no one cares that you are wearing an expensive tie. Shop around, buy gently used ties, or go to Marshalls....

Forbes reports that over 44 million borrowers in the U.S. owe approximately $1.3 trillion in student loan debt. Additionally, the average student loan debt for the class of 2016 is estimated at $37,172. With the cost of college only increasing, we all know it is getting increasingly harder to afford college and then pay down student loans once you...