This is our third month of tracking our spending. We are still spending over our budget by approximately $500 per month. A lot of the extra spending was due to the last week of our trip to New Zealand and Australia, new car brakes, and a Costco membership (which is supposed to pay for itself right..?).

In March our net worth decreased by just over $3,500, mostly due to the fact that we paid $25,000 for closing costs on our new home. We also spent $5,000 on some land, so after shelling out $30,000 in cash, we still only lost $3,500 overall. We hope April looks better, but you never know what the stock market has in store for us!...

The dreaded closing costs of a new home mortgage can be as high as $25,000 or more when it's all said and done depending on property taxes, insurance, the price of the home, and legal fees. However, we managed to save $5,300 last month on our closing costs by doing one simple thing...We shopped around for our loan.

This is our second month of tracking our spending. We spent approximately $1,000 more than we did in January. However, this spending was primarily tied to our vacation to New Zealand and Australia, as well as additional costs in closing on a new house. Although we spent more, we did not totally blow through the budget for the month....